Privacy Policy for DS Budget

Developer: DurgeshApps
Contact Email: durgeshappsteam@gmail.com
Last Updated: October 22, 2025
Effective Date: October 22, 2025

DurgeshApps ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how DS Budget collects, uses, stores, and protects your information, and your rights regarding your personal data.

By using DS Budget, you agree to the collection and use of information as described in this policy.

1. Information We Collect

1.1 Personal Financial Data (Stored Locally)

  • Budget plans and categories

  • Transaction records (income and expenses)

  • Bill information and payment schedules

  • Current account balances

  • Financial reports and analytics

  • Custom categories and notes

Storage: All financial data is stored locally on your device. We do not upload, transmit, or store this data on external servers.

1.2 Device Information

  • Device model and manufacturer

  • Android operating system version

  • App version information

  • Device language settings

  • Unique device identifiers (for advertising purposes only)

1.3 Advertising Data (Collected by Google AdMob)

  • Device advertising ID

  • IP address

  • Device type and settings

  • Ad interaction data

  • App usage patterns related to ads

1.4 Usage Analytics (Optional)

  • App feature usage statistics

  • Crash reports and error logs

  • Performance metrics

Note: We do not collect names, email addresses, phone numbers, or any personally identifiable information unless you voluntarily contact us.

2. How We Use Your Information

2.1 Core App Functionality

  • To provide budget planning and expense tracking features

  • To calculate current balances and financial summaries

  • To generate transaction reports and analytics

  • To send bill reminders and payment notifications

  • To organize and categorize your financial data

2.2 Advertising

  • To display banner and interstitial advertisements through Google AdMob

  • To personalize ads based on your interests (via AdMob)

  • To measure ad performance

2.3 App Improvement

  • To diagnose and fix technical issues

  • To understand feature usage and improve user experience

  • To develop new features based on usage patterns

3. Data Sharing and Third Parties

3.1 Google AdMob

We use Google AdMob to display advertisements. AdMob may collect and process:

  • Device identifiers

  • IP addresses

  • Usage data

  • Ad interaction information

AdMob Privacy Policy: https://policies.google.com/privacy
AdMob Terms: https://policies.google.com/technologies/ads

3.2 No Sale of Personal Data

We do NOT sell, rent, or trade your personal information to third parties for their marketing purposes.

3.3 Legal Requirements

We may disclose information if required by law, court order, or government request, or to protect our rights and safety.

4. Data Storage and Security

4.1 Local Storage

  • Your financial data is stored exclusively on your device

  • Data is secured using Android's built-in security features

  • We do not have access to your financial information

4.2 Security Measures

  • Industry-standard encryption for sensitive data

  • Secure coding practices to prevent unauthorized access

  • Regular security updates

4.3 Data Retention

  • Financial data remains on your device until you delete it

  • Uninstalling the app removes all locally stored data

  • AdMob data is retained according to Google's policies

5. Your Rights and Choices

5.1 GDPR Rights (European Users)

Under GDPR, you have the right to:

  • Access: Request information about data we process

  • Rectification: Correct inaccurate data

  • Erasure: Request deletion of your data

  • Restriction: Limit how we process your data

  • Portability: Receive your data in a portable format

  • Objection: Object to data processing

  • Withdraw Consent: Withdraw consent at any time

To exercise these rights: Contact us at durgeshappsteam@gmail.com

5.2 CCPA Rights (California Users)

Under CCPA, California residents have the right to:

  • Know what personal information is collected

  • Know whether personal information is sold or disclosed

  • Opt-out of the sale of personal information (we do not sell data)

  • Request deletion of personal information

  • Non-discrimination for exercising CCPA rights

To exercise these rights: Email durgeshappsteam@gmail.com with "CCPA Request" in the subject line.

5.3 Advertising Choices

Opt-out of Personalized Ads:

Reset Advertising ID:

  • Android: Settings > Google > Ads > Reset advertising ID

5.4 Data Control

  • View Data: Access all your financial data within the app

  • Edit Data: Modify or delete transactions and budgets

  • Delete Data: Uninstall the app to remove all local data

  • Export Data: Use the app's export feature (if available)

6. Children's Privacy (COPPA Compliance)

DS Budget is NOT intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us at durgeshappsteam@gmail.com, and we will take steps to delete such information.

Age Restriction: By using this app, you confirm that you are at least 13 years old or have parental consent.

7. International Data Transfers

If you use DS Budget outside India, your device information and advertising data may be transferred to and processed in countries where Google operates its services. These transfers comply with applicable data protection laws.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in:

  • Our practices

  • Legal requirements

  • New features or services

Notification of Changes:

  • Updated "Last Updated" date at the top

  • In-app notification for material changes

  • Continued use after changes constitutes acceptance

Review: We encourage you to review this policy periodically.

9. Data Breach Notification

In the unlikely event of a data breach affecting your information, we will:

  • Notify affected users within 72 hours (GDPR requirement)

  • Provide details about the breach and steps taken

  • Offer guidance on protective measures

10. Contact Us

For questions, concerns, or requests regarding this Privacy Policy or your data:

Developer: DurgeshApps
Email: durgeshappsteam@gmail.com
Response Time: We aim to respond within 48-72 hours

For GDPR Requests: Include "GDPR Request" in subject line
For CCPA Requests: Include "CCPA Request" in subject line
For Data Deletion: Include "Delete My Data" in subject line

11. Consent

By downloading, installing, or using DS Budget, you consent to:

  • This Privacy Policy

  • Collection and use of information as described

  • Use of cookies and similar technologies by AdMob

  • Processing of data for advertising purposes

Withdrawal of Consent: You may withdraw consent by uninstalling the app or contacting us.